general
3 Smart Principles for Investing in Singapore
Learn three principles for investing in Singapore: matching your time horizon to risk appetite, diversifying across assets, and more.
Considering Your Time Horizon and Risk
A longer time horizon may provide you with more flexibility to consider investment options with varying risk levels. If you are saving for a short-term goal such as taking a vacation or an upcoming home renovation, consider short-term investments that can be easily converted to cash.
Spreading Your Investments
By investing in a mixture of assets, you will be able to lower the risk of having all your earnings wiped out due to a single market downturn. To apply diversification to your investment portfolio, consider spreading your money across different assets (e.g., stocks, bonds, Exchange-Traded Funds, unit trusts).